Your chama, organised and transparent.
up21 automates contributions, attendance, penalties and welfare disbursements for your 110-member funeral & welfare group. Every shilling accounted for — on any phone.
- 0
- Active members
- 100%
- Transparent ledger
- 6
- Automated fine rules
Total group savings
Ksh 11,000
Everything the committee needs, nothing they don't
Six modules covering the full lifecycle of a welfare chama — from monthly dues to burial logistics — with clear color coding and one-screen totals.
Live financial overview
Group savings, welfare fund balance, active claims and outstanding fines — all on one screen, always in Ksh.
Attendance & penalties
Log Present / Absent / Late per meeting. Fines post automatically and roll up to each member's ledger.
Welfare & death fund
One tap computes Ksh 100 × active members. Track burial transport, approvals and disbursements.
Configurable fines engine
Every fine amount is data, not code. Admins edit absence, late, burial and transport fines anytime.
Bulk SMS & WhatsApp
Remind all members about dues, meetings or fines in a single action — built for low-end phones.
Printable statements
Export member statements, monthly summaries and welfare history to PDF or Excel in real time.
Record dues in seconds
Log the Ksh 100 monthly contribution per member with the date and M-Pesa reference or cash. Registration fees of Ksh 5,000 post automatically for every new member.
- Cash or M-Pesa reference capture
- Auto-calculated group savings
- Per-member ledger updated instantly
Support families when it matters
When a member, spouse or parent passes, up21 instantly computes the disbursement pool and tracks every burial transport cost — vehicle hire, fuel, driver — with approvals logged.
- One-tap Ksh 100 × active members pool
- Line-item burial transport ledger
- Pending → Approved → Paid tracking
Run your chama with world-class clarity
Explore the full dashboard pre-loaded with 110 members, live totals, penalties and printable statements.
Open the up21 dashboard